Insurance might not be something you'd typically associate with smartphones, but as prices for premium flagships continue to rise, the option to protect yourself from a lost investment increasingly makes sense. Enter companies like Asurion, which work with carriers to provide smartphone insurance. In the case of Asurion and Verizon, the partners generally only offer their $13 per month Total Mobile Protection service within 30 days of a new device's purchase. Occasionally, though, Verizon and Asurion initiate an open enrollment period for people with devices under two years of age. That's the case right now, with the latest enrollment period expiring November 25th.