Samsung is rolling out its phone-as-a-subscription Samsung Access service here in the US. Starting as low as $37 a month for the baby S20 model, Samsung Access includes the phone, Samsung Premium Care device protection, 1TB of OneDrive cloud storage, and access to Microsoft 365 Personal. Although there's a pile of terms and conditions associated with it, the service also lets you upgrade your phone every nine months — or earlier, if you'd like to pay more.

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