Watch out, Google Wallet, there's a new player in town. Actually, Google Wallet hasn't really done all that well; it's still being blocked by big carriers, and NFC point of sale systems aren't exactly ubiquitous yet. For those reasons, stopgap apps like Clutch - an e-commerce app that allows you to pay with barcodes generated by your credit, debit, loyalty or gift cards - probably have a better chance than Wallet of moving us towards frictionless mobile payments.

Read More