We've covered GoBank (and its competitor, Simple) rather extensively here at AP, but up until now, the service was invite-only. You may have seen GoBank's #gimmegobank campaign across Twitter for those who were seeking an invite, but as of today, the online-centric bank exits its beta program and is available for everyone.
During my time testing out the service, I was extremely impressed with how feature-rich and well thought-out the app was, as it allows essentially every aspect of the service to be tweaked and/or modified without ever touching a computer.
Throughout the course of time, the US banking system has gone largely unchanged. There have been a variety of micro-evolutions – from cash to check, check to debit, and the like – but the way we interact with banks has remained much the same. Many people take comfort in the fact that they can walk into a local branch and speak with someone should a problem arise, but therein also lies the problem with banking as we know it: physicalbranches.