Mobile payments are often viewed as a replacement for cash and cards. Why carry layers of bills and plastic in your wallet when you can simply make purchases with your phone? But without universal acceptance, the reality is that there are places where swiping your phone isn't an option. Sometimes even a card won't do. You need cash. And what do you need to get cash from the ATM? A card. Great.
For Bank of America customers, that situation is about to change. Read More
Bank of America's Android app has allowed fingerprint sign-ins since September 2015, or so it would like you to think. Support seems to have been limited to Samsung's fingerprint sensor and didn't work on the Nexus 5X or 6P with their Nexus Imprint. Reviewers on the Play Store complained about that and the developers finally updated the app to fix the issue.
The new version of the Bank of America app seems to support Android's native fingerprint APIs that were introduced in Marshmallow, and thus the Nexus Imprint sensor on Nexus devices. Artem successfully tested it on his Nexus 6P and several Play Store commenters are reporting it as working now. Read More
Bank of America's official Android app has been able to cash checks by taking photos of them for the last few years. It's an extremely useful feature that eliminates one of the last common reasons to stand in a teller line. It's also bloody frustrating, at least with Bank of America's implementation - I'm a customer, and I've often had to find a solid black backdrop and a couple of table lamps just to make the photo clear enough for BofA's strangely picky system.
The update to version 6.0 (all the way from 5.0) seems to have fixed that. I just tried out a test run with an old-fashioned paper check, and even on a light background in poor light, it passed the image verification. Read More
As a Bank of America customer for almost ten years, I can give you a lot of reasons to hate them. But I must admit that the Android app isn't one. While initially a little shaky, the app has gently evolved into something that's perfectly serviceable, and today it gets another substantial update. The biggest addition is the ability to send or receive money through email addresses or phone numbers. Yes, that's exactly how PayPal works, but if you do it via BOFA, you won't have to wait 2-3 business days for another transfer. And look! It's only three months behind the iOS version. Read More
While Google and the ISIS consortium duke it out over the future of Near Field Communication and the payment systems that use it, one of the largest financial institutions in the US had decided to ignore it. Reuters reports that Bank Of America is testing a new system that will only require retailers to display a single image. Ideally this would negate the need for new hardware for both sellers and buyers - all that's required is an Android or iOS device with a camera and a mobile connection.
The trial program will last three months, with startup Paydiant overseeing five retailers in the Charlotte, North Carolina area. Read More
My fellow Bank of America customers, lend me your ears! No longer do you need to sit in embarrassed silence as Chase Bank and PayPal users show off the ability to deposit checks magically through their smartphones. Now you too can revel in the futuristic technology of 2011, having waited only a year for the largest banking institution in the country to update its Android app in line with non government-subsidized competitors. Truly, this is a great day for every BofA customer!
Sarcasm aside, mobile check depositing is the one thing that users of Bank of America's mobile app have been craving more than any other. Read More
If you own an Android 3.0+ tablet, then you're probably always on the lookout for tablet-optimized apps. If you also happen to be a Bank of America customer, then here's a new app that you'll probably want to hit the "install" button on right away: the official Bank of America for Tablet app.
Not only does the app take advantage of the larger display of a tablet, but it also allows you to pay your bills and transfer funds, check your account balances, and find ATM and bank locations using GPS, all in a tidy and secure package. At a glance the interface seems to be nice and intuitive, as it offers a useful overview of where your finances are at any given time, as well as a look at your scheduled transactions. Read More