BillGuard is a service for tracking your spending and monitoring your credit, and an Android app is available in the Play Store that lets you do all of this from your phone. Soon you won't have the option to do so any other way. BillGuard has sent out an email to users stating that the web app will go away at the end of the month.

The company says it's shutting down the web version because the mobile apps (for Android and iOS) offer a better experience. That may be the case, but it means giving up the ability to access the service from a PC, which some people may consider a better device for handing their finances.

BillGuard is making this change to concentrate its resources where it's currently strong. The company says it hopes to launch a better web app in the future, but it's not making any promises at this time.

This change comes several months after BillGuard announced that it was being acquired by Prosper.

Users who have never signed into the mobile app before will still be able to do so come February 1st using their existing accounts. The service remains free to use for most features, with credit monitoring and other premium features costing $9.99 a month (or $83.88 for a full year).

The full text of the email going out to users is available below.

Prosper Daily - Money Tracker
Prosper Daily - Money Tracker

Dear BillGuard web app user,

I'm writing to let you know that as of February 1, you will no longer be able to access your BillGuard account through our web app. Your account will of course continue to be available through the BillGuard mobile app.

To access your BillGuard account after February 1, please log in through either of our free mobile apps: our iPhone app or our Android app.

We are shutting down the web app because our mobile apps currently offer a far superior experience, with advanced money and credit tracking features. We therefore want to focus our development efforts on the mobile apps from this stage forward.

We hope to bring back an enhanced version of the web app in the future, but we can't currently say when this would be. We will certainly make sure to email you about it if we do so.

I apologize in advance for any difficulties this change might cause you. Please let me know if there’s anything I can do to help make your transition to our mobile app as smooth as possible.