Accessories used to be limited to cases, spare batteries, and the like, but now it can mean smart watches and (overpriced) headphones that cost almost as much as your phone. That's why T-Mobile wants to make it easier to blow cash on them. According to TmoNews, T-Mobile will begin offering Equipment Installment Plans (EIP) for accessories on July 20th.


Right now, EIPs are only available for phones. This is actually the only way to buy a phone on T-Mobile if you don't want to pay full price up front – there are no contracts anymore. All you do is pay a little bit of the cost each month until it's paid off. It's basically an interest-free loan, and you'll be able to tack on a smart watch soon.


T-Mobile offers devices like the $300 Samsung Gear 2, which would work out to $12.50 added to your bill for two years. A set of $200 Beats Solo headphones would be $8.33 per month for 24 months. The details are not clear yet, though. It's possible T-Mobile will require a shorter term to pay off an accessory, for example. Whatever happens, get ready for Tmo to start pushing more phone/watch bundles.


Ryan Whitwam
Ryan is a tech/science writer, skeptic, lover of all things electronic, and Android fan. In his spare time he reads golden-age sci-fi and sleeps, but rarely at the same time. His wife tolerates him as few would.

He's the author of a sci-fi novel called The Crooked City, which is available on Amazon and Google Play. http://goo.gl/WQIXBM

  • First place


  • Christopher Bement

    Do these require a data plan if you're just connecting them to your phone? How does that part of it work?

    • Michael

      I would not think so, I have a Gear and it's simply a bluetooth connection.

    • First place

      It's uses your phones data plan through Bluetooth.

      • Christopher Bement

        Mmmm. That sounds just fine.

  • http://gplus.to/bdbplatano M. Puente

    next thing you know: "T-Mobile will soon let you finance hidden fees."

    • GiveMeAFreakingBreak

      You can't finance what's already been returned. Premium SMS charges were unconditionally refunded.

      Nice jab, but you're wrong.

      • http://gplus.to/bdbplatano M. Puente

        Yea. Tell that to the FTC, I guess they didn't get the memo.

        • NinoBr0wn

          The FTC doesn't get a lot of memos.

          • psychoace

            I hear they are on a waiting list.

        • Christopher Bement

          Yes, we know they didn't get the memo. Hence the recent uproar over last year's news.

  • ericcamil

    I still find it shocking people buy Beats..even at 8.33 a month.

    • http://www.androidpolice.com/ David Ruddock

      There's not much shocking about it when you know Beats controls over 70% of the premium headphone market (headphones costing more than $99) by revenue. They are marketing geniuses.

      • ericcamil

        Good to know, thanks!

        • shaunajdavidson

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      • Rovex

        I think the shock is that they suck, so why buy them at all?

  • Matthew DiGiacomo

    T-Mobile, Moto 360 Launch partner. $0 Down. Take my money.

    • ddpacino


      • ProductFRED

        GIF's not playing, but the baby is supposed to throw money out the window.

  • ProductFRED

    Shit. Now I have to worry about buying blacklisted screen protectors!

    • psychoace

      I have a blacklisted Kindle. That's only because Amazon just wanted to send me another instead of trying to figure out why UPS was taking so long to deliver my package and to figure out what the error code on my UPS tracking notice meant.

  • shabbypenguin

    It will be interesting to see the conditions applied to this. In order to have EIP for a phone you have to have their cell service, I wonder if they will have something similar. I'm a Sprint customer but would happily throw my money in a T-Mobile store for a moto 360 with a small down payment and jump.

    • Lookatthemonkeys

      Doubt it. I beilve it's only available with post-paid plans. They dont do EIP with prepaid so I doubt they would get you.

      • shabbypenguin

        Thats what i mean, to finance a phone you need to have a phone plan, to finance a tablet you need to have a tablet plan. what service could they offer with a smartwatch that would make it worthwhile keeping a post-paid tmobile payment for the duration of the EIP.

    • TornadoRex

      You can already do this with Sprint.

      • shabbypenguin

        hm, interesting. now if only sprint decides to stock the moto 360, although part of the draw for TMO to do it would be hopefully some kind of jump like deal, get a new watch every other year :D

  • Andrew

    Sprint has been doing this for at least a month.

  • Your Mother

    good deal if I could get the Gear 2 without having to get a phone along with it. cant beat $12.50 a month.