Paying bills sucks. Everything about the entire experience, from reading the email/letter, writing the umpteenth check/visiting the umpteenth website, and kissing that hard-earned money goodbye, is considerably unpleasant. Then there's the consistently broken promise of doing better next month only to find that after forgoing all of that fast food, you actually managed to spend more money than the month before. Again, it sucks. The new Mobilligy won't make it not suck, but there's a chance it will at least make it suck less.

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The premise behind Mobilligy is pretty simple. It's free, it consolidates all of your bills into one place, it checks your checking account before paying to prevent overdraft fees, and it give you the ability to pay everything off without having to hop around from site to site. These days any major bank wants you to use their site for managing your bills, but the user experience varies among them, and the experience probably isn't as convenient as just using a mobile app. Either way, you're paying bills regardless, so don't go into this expecting a good time.