11
Feb
Mobilligy-Thumb

Paying bills sucks. Everything about the entire experience, from reading the email/letter, writing the umpteenth check/visiting the umpteenth website, and kissing that hard-earned money goodbye, is considerably unpleasant. Then there's the consistently broken promise of doing better next month only to find that after forgoing all of that fast food, you actually managed to spend more money than the month before. Again, it sucks. The new Mobilligy won't make it not suck, but there's a chance it will at least make it suck less.

Mobilligy1 Mobilligy2 Mobilligy3

Mobilligy4 Mobilligy5 Mobilligy6

The premise behind Mobilligy is pretty simple. It's free, it consolidates all of your bills into one place, it checks your checking account before paying to prevent overdraft fees, and it give you the ability to pay everything off without having to hop around from site to site. These days any major bank wants you to use their site for managing your bills, but the user experience varies among them, and the experience probably isn't as convenient as just using a mobile app. Either way, you're paying bills regardless, so don't go into this expecting a good time.

Bertel King, Jr.
Born and raised in the rural South, Bertel knows what it's like to live without 4G LTE - or 3G, for that matter. The only things he likes sweeter than his tea are his gadgets, and while few objects burn more than a metal phone on a summer day, he prefers them that way anyway.

  • RĂ©gis Knechtel

    Country restricted. Ugh!

  • TechWings

    That hair.

  • Gerjannn

    They want to make it less sucky but instead they make an iOS6-designed app. I don't get it.

  • Chad

    Anyone know if there are any creditor restrictions on this app? I already use the Check app and personally I think Check the best Android app available for finances and paying bills but I do know some credit companies will not allow 3rd party apps to pay bills. GE Capitol being one of them.

  • psuedonymous

    Are Direct Debits not a thing in the US (or just missing their consumer protection aspects making them unpalatable)? I don't think I've ever had to manually pay a regularly recurring bill.

    • DrPyro

      There are some restrictions to online bill pay system in the USA (or alteast with my bank). The biggest issue I have is with Credit Cards, they report "amount due" as the minimum payment, not the full amount. So i manually have to go edit each months auto pay to pay the full amount.

  • mustbepbs

    This seems safe.

    /s

  • https://www.mobilligy.com/ Rachel@Mobilligy

    Thanks for the interest in our app!

    Here's a few answers to the questions so far:

    - Many people have enough bills of varying amounts spread throughout the month that they can't put everything on auto debit. They may also wish to pay some bills with their bank account and others with their credit cards. We provide total flexibility here. Also, even if you've got something on auto-pay, we'll notify you if something about it is amiss.

    - Yes, we support most major billers, including GE Capital. If there's any we don't support, just tell us right in app and we'll work toward adding them.

    - It's important for us to have a consistent experience across all platforms (Android, iOS, Windows, Windows Phone, Kindle Fire, phew!) but we're always looking for feedback. Don't worry, a translucent status bar is coming soon enough. :) If you have other feedback, just message us in app.

    Let me know if you have any other questions. Thanks!

    • Chad

      Thanks for answering. I know personally GE doesn't support Check for some reason unknown but it's been taking them years to get this "resolved". I will give your app a try, got to be honest though I a big fan of Check but I am not a stickler... I will adopt to better things when needed.

    • Caio Moreno

      Why Country restrictions?

      • https://www.mobilligy.com/ Rachel@Mobilligy

        We want to make sure we provide a great experience for you, so we're currently focused on the United States. Please let us know your country for our planning purposes. Thanks for your understanding!

        • Josh Michielsen

          Plans for Australia? Happy to provide assistance where possible.

        • Caio Moreno

          I live in Brazil, so prob, no plans... =D

  • raisage

    As this is country restricted, anyone have a suggestion for a similar app for Canada, and the rest of the world?

  • Noel Dahlem

    Looks nice but won't run under ART . . .

  • DrPyro

    Why? Most banks in the USA offer "Online Bill Pay" for free if you direct deposit your paycheck. If you don't direct deposit, it is perhaps $10/month. With my bank (not even a "too big to fail" bank), I can do everything with my android app. Granted there is a segment of the USA population that may not qualify for free online bill pay, but really how big is it? I don't know about the global market for online bill pay, so that may be their target audience and the country restrictions may be a phased rollout. So again I ask why for the USA? The second question is what are the privacy and security concerns here? I think the adage "if it is free, you are the product" should be heeded. What information is Mobilligy selling to fund the application development?

    Just food for thought....

    • https://www.mobilligy.com/ Rachel@Mobilligy

      Hello,

      We do not store any sensitive information, such as passwords or account numbers, on your device. All information that travels between you and Mobilligy is encrypted with bank-level security during transit and at rest. You can read more about our security on our website here: https://www.mobilligy.com/about/security

      We'll always keep paying bills free, but we do expect to offer some additional premium features in the app in the future. Thanks for your thoughts!

  • Paul Taylor

    Redheads are hot.

  • Dinofan01

    Maybe if it didn't look like an iOS app

  • ReaLife

    I just use my PNC online bill pay which allows me to have my bills sent to my bill pay and then I go in there and pay them from the PNC app. Much easier.

Quantcast