15
Jan
simple

Simple, the online bank co-founded by Twitter engineer Alex Payne, has been a long time coming (to Android, anyway). The service was actually announced a couple of years ago, with the iOS app arriving about eight months ago. And now it's finally our turn.

1 1[5] 3

From the looks of the app, it appears the wait was worthwhile – instead of just cloning the iPhone app, Simple knew that Android users would want a native experience. So that's what they've given us. With the help of mobile development firm Two Toasters, Simple started from scratch with its Android app – and it shows. It has a gorgeous and seemingly intuitive UI, along with the features that Simple users have come to expect, like budget tracking, an ATM finder, transaction details, and more.

1[7]  2 3[5]

Simple is still in an invite-only state for the moment, so if you'd like to give it a shot, you'll have to put your name on the list. If you're already a Simple customer, though, you can grab the app from the widget below.

[via The Verge]

Cameron Summerson
Cameron is a self-made geek, Android enthusiast, horror movie fanatic, and musician. When he's not pounding keys here at AP, you can find him spending time with his wife and kids, plucking away on the 6- or 7-string, or watching The Texas Chainsaw Massacre on repeat.

  • Ivailo Stoyanov

    Why can't we Europeans have such great services?

    • Robert Caldecott

      Because most Americans *pay* to have a bank account, whereas banking tends to be free in Europe.

      • Brandon Schneider

        Simple doesn't appear to have any fees.

        • Brian Koppe

          Not true: https://simple.com/policies/schedule-of-fees/

          I'm ok with most of these, but the $5/month inactivity fee seems particularly unnecessary to me. Nonetheless, I just opened a Simple account and look forward to giving it a try.

      • http://twitter.com/IamPeePay Tomáš Petrík

        Are you sure? I don't know any bank around here that would be free...

      • Mauro Moraes

        Well... Brazilians pay to have a bank account too! =P
        I loved the interface of this app!
        Unfortunatelly, well as Europeans, we not have a great app for this purposes! =/

      • http://ridukkokun.wordpress.com/ Dukkokun

        Free banking? In which dreamland? I pay A LOT my banking.

      • Thatguyfromvienna

        You might wanna travel the continent a tad more, mate.

    • IncCo

      Change your bank? Several banks here in Sweden have it.. for free. I wouldnt use any banking app on my phone however, really doesnt seem to be safe . .

    • GodBlessAmerica

      Because Europeans don't posses the mental capacity to develop great web services,thus they can only bitch and whine on every forum where a service isn't available to them.

      • http://twitter.com/IamPeePay Tomáš Petrík

        Mister is trolling? Or genuinly that sordid?

      • Thatguyfromvienna

        God bless we Europeans, even non native English speakers like me, are able to spell "possess" correctly.
        So if some services are better in the US, it's definitely not because of geniuses like you.

      • Samuel Hart

        Nah, we can't develop great web services. Oh, except for THE WEB ;)
        Though God bless you, indeed. You do try :')

  • http://www.facebook.com/leo.s.smith Leo S. Smith

    So no support for europe?

    • Jaymoon

      It's still a bank based in the US, therefore held under US banking laws. Expect A LOT of hoops for them to jump through before this becomes an international thing.

      • Mapekz

        It's a banking startup so yes they have a huge uphill battle to fight. They are still invite-only because of their small-time player status but have so much potential.

    • Thatguyfromvienna

      For a US bank?
      Wouldn't make too much sense, hu?

      • sssgadget

        Hu?

        • Thatguyfromvienna

          This app is linked to your bank account with them.
          You can't have an account there when you're a European.

  • rome

    This is EXACTLY how android apps should look like.

    Twitter and facebook software engineers should be very ashamed of their apps

    • zweihander

      well we know developer is lazy.
      one UI fits all !! (make me wonder where I hear that from.. )

  • http://twitter.com/OpenIntro Eric Vaughan

    I absolutely love Simple. I've been using it since September as my primary method of banking, and it's been great. It's a normal bank, with services like Mint.com. It makes it easy to see exactly where money is going via tags and smart filters. Plus I love the little white debit card! :D

    • sssgadget

      But how about rewards and Cashback I get from Credit cards? I get hell lot of points from gas and shopping in general.

      • mgamerz

        Cash back and rewards are likely paid for by you (or others) in fees. Simple appears to not have those unless you don't use the card for a long time.

        • sssgadget

          I have 4 credit cards with no annual fees. I have never missed a payment so I don't pay any interest. I get 5% CB on various categories + 1% CB on all transactions.

          • mgamerz

            The difference is that this site only issues debit cards it appears. The retailer pays for the cash back then.

          • sssgadget

            So like Google wallet? I think there was a rumor that Google is releasing a single Google wallet card which combines all your credit/debit cards.

          • mgamerz

            The Google wallet card was a proxy card that hides your real info. Its pretty much like PayPal, a middle man but you choose what of your private cards will get charged. This is a bank that issues standard debit cards. It will work with Google wallet and its card I assume... if it ever appears.

  • http://www.facebook.com/profile.php?id=1745689461 Hal Motley

    I will never use this service but I appreciate the effort that went into this application's user interface.

  • http://twitter.com/PesoJuan Juan Peso

    If anyone would like an invite to Simple, let me know.

    • Stikman72

      Hook a brother up??

    • Bodah

      I would love an invite.

    • mgamerz

      Hook me up!

    • http://www.facebook.com/mitchgray Mitch Gray

      this offer still open?

    • Jess Bishop

      Yes. Could you send me one??

    • David

      Do you have an extra invite left?

    • Aaron Miller

      If you still have one!

    • osegall

      That would be awesome

    • http://twitter.com/davidshakun David Shakun

      Still offering?

  • http://twitter.com/BitcoinDomains Bitcoin Domains

    If it doesn't have Bitcoin banking as a feature, than no thank you!

    http://bitcoindomainsforsale.blogspot.com

  • mgamerz

    Sounds interesting, but my banking is already free here. If only it had budgeting without needing an account, cause damn that UI is pretty.

  • selonmoi

    Doesn't that UI look a bit skeuomorphic for Android? All the UI with white backgrounds looks really nice, but the faux leather (I guess?) background on the unlock screen, number pad, and top menu isn't appealing to me at all.

    • Mapekz

      It's textured for emphasis but not skeuomorphic. Notice how the brown 'pad' doesn't have linen stitches or anything like that resembling an actual leather pad in real life.

  • http://twitter.com/TonyTheLunt Tony Lunt

    If anybody just itching to give away an invite to a random stranger, look over this way!

  • http://twitter.com/wutdaheck Heck Saints

    What if you need to deposit cash? This has always been my gripe with online banks. It relies on other banks for cash deposits. :-(

    • mgamerz

      You can do direct deposit, eScans, wire transfers.

  • itznfb

    Remember when Paypal was a FDIC insured bank... lol.

    Anyway... Simple isn't a bank. It's a banking service for Bancorp.

  • http://www.facebook.com/people/Dustin-Lehman/1321902066 Dustin Lehman

    Add NFC and it would be the best banking solution that could easily rival Google Wallet

  • Christopher Orr

    I think the developers had a contest to see how many different fonts and styles they could use in a single app (or even a single screen, in the case of the second screenshot)! :)

  • duh2duh

    can I use this to buy android apps ?

    • mgamerz

      Yep! Just add it as a debit card. You have to be invited and get your code, appears that it might take a while.

  • mgamerz

    Got an invite! woot. (From a friend on facebook)

  • Sarfaraz

    its not able to install on Galaxy S DUOS(GT-S7562) or Samsung Galaxy ACE(GT-S5830)